Basic Eligibility Criteria:
- Minimum age: 18 years
- For salaried: Minimum income ₹4.5 Lakh annually
- Self-employed: Minimum ITR of ₹6 Lakh annually
- Good credit score (750+ preferred)
- Valid KYC documents
-
Looking For Loan
-
-
info@friendsassociate.com
Platinum Credit Card
Know About
Platinum Credit Card
The Platinum Credit Card is designed for professionals, entrepreneurs, and frequent travelers who want unmatched rewards, exclusive lifestyle benefits, and premium privileges. Whether you’re shopping, traveling, or dining, this card offers you superior value and convenience.
Enjoy higher credit limits, accelerated reward points, exclusive lounge access, and cashback on your everyday spends with the Platinum Card.
Key Features
Unlock a world of benefits and privileges with the Platinum Credit Card.
Welcome Bonus
Exciting reward points or cashback on your first spend.
Accelerated Rewards
Earn up to 5X reward points on shopping, travel, and dining.
Fuel Surcharge Waiver
Save up to 1% fuel surcharge across all petrol pumps in India.
Airport Lounge Access
Complimentary visits to domestic and international lounges.
Cashback Offers
Attractive cashback on utility bills, dining, and e-commerce spends.
24/7 Customer Support
Dedicated helpline and priority support for cardholders.
Exciting Offers for You
Get instant discounts, cashback, and exclusive privileges with our partnered brands.
-
Eligibility to Apply
-
Fees & Charges
Applicable Charges:
- Joining Fee: ₹999 (waived on first year spends above ₹1 Lakh)
- Annual Fee: ₹999 (waived on annual spends above ₹2 Lakh)
- Interest Rate: 3.25% per month (39% p.a.)
- Cash Advance Fee: 2.5% (minimum ₹500)
- Late Payment Fee: ₹200 – ₹1000 depending on due amount